Jose Carlos Navarro Palomino
There is a place between the data and the decision that should not be delegated. My work is to understand it.
AI governance in banking and insurance. Talks, training and advisory work so that AI gets into the organisation without judgement getting out.
- Vermont Solutions
- University of Salamanca
- UNESCO AI ethics network
- OdiseIA
- IEEE
- PRME
- ISO 42001 Lead Implementer
Services
Four things you can ask me for
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Speak
Talks and keynotes on AI, human judgement and governance. For boards, conferences and universities. Twenty to sixty minutes.
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Teach
Hands-on lab workshops, with real tools, and classroom teaching. From a three-hour session for a leadership team to teaching in AI master’s programmes.
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Govern
AI governance advisory for banks and insurers. ISO 42001, the EU AI Act, committees and human oversight that actually works.
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Research
Academic collaboration and working groups. Cognitive autonomy, postdigital education and the Vital Interface framework.
Vital Interface
Between the world and the machine there is a semantic layer that only a person can occupy. Education and organisations should be designed so that this layer does not atrophy. That is the framework, in two sentences.
The full development is published in 2026 as a Springer chapter. It will be here once it is in print.
Essays
Fortnightly essays. This is the canonical version; shorter versions circulate on LinkedIn and in the newsletter. The first essay is due in November 2026.
Technical debt is paid in money. Epistemic debt is paid in judgement.
A system nobody understands is not an asset. It is a liability with good uptime.
Now
What is under way. Updated with every publication and every talk.
| When | What | Where | Status |
|---|---|---|---|
| 22–23 Oct 2026 | Cognitive autonomy as a collective good in management education | 15th PRME Latin America and Caribbean Meeting, Universidad ORT Uruguay, Montevideo | upcoming |
| 2 Sept 2026 | Vital Interface: why AI cannot rewrite a bank's core | OdiseIA channel, Observatory for the Social and Ethical Impact of AI, Online | done |
| 2026 | The Vital Interface: Cognitive, Temporal, and Material Dimensions in Postdigital Education | Chapter in Chapters in Education, vol. 4 (Springer), eds. Mia Čarapina and Petar Jandrić | in press |
| 2026 | Article on artificial intelligence, sustainability and human judgement | Cuadernos de Finanzas Sostenibles y Economía Circular, no. 9 (ICO Foundation) | in press |
Does your organisation already decide with AI? Then someone has to answer for those decisions.
Let’s talk