Jose Carlos Navarro Palomino

Work

Three ways to work with me. All start from the same point, that the organisation keeps the ability to understand and answer for what it decides with AI.

Talks

Four talks I can give as they are or adapt to the audience. Thirty to sixty minutes, with questions. Delivered in Spanish.

  • Vital Interface: why AI cannot rewrite a bank’s core

    Who it is for
    Boards and technology committees of financial institutions.
    Argument
    Legacy systems are the precedent for knowledge nobody understands. AI repeats the pattern at another speed. Which decisions models can absorb and where judgement has to stay.
    Length
    45 to 60 minutes

    Delivered on the OdiseIA channel in September 2026.

  • Governing the AI you already have inside

    Who it is for
    Boards, risk and compliance committees, technology leadership.
    Argument
    ISO 42001 and the EU AI Act explained from practice. What real human oversight requires, how to run a committee that works and what record you need to answer to a regulator.
    Length
    45 minutes

  • Cognitive autonomy and human judgement in the face of AI

    Who it is for
    Universities, professional bodies, engineering associations.
    Argument
    What happens to judgement when the machine answers before anyone asks. The capacities worth protecting in an organisation and in a classroom.
    Length
    30 to 45 minutes

  • Cognitive autonomy as a collective good in management education

    Who it is for
    Business schools and management faculties.
    Argument
    Why human judgement in the face of AI is a collective good that management education should cultivate, and how to bring it into the curriculum.
    Length
    20 to 30 minutes

    Paper accepted at the 15th PRME Latin America and Caribbean Meeting, October 2026.

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Training

Two formats, depending on what the group needs.

  • Hands-on lab workshop

    Three hours with real tools. The group builds something and discusses it. They leave with a matrix of which decisions they can delegate and which they cannot, and a human oversight plan for their team.

  • Classroom session

    Fundamentals, judgement and discussion. A master’s module, a faculty seminar or a session for a leadership team. Real cases from financial services, names removed.

Propose a training

Governance

Advisory work for banks and insurers that already use AI and have to answer for it to regulators, auditors and customers. As an ISO 42001 Lead Implementer who has done it in his own company.

What I deliver

  • Situation report against ISO 42001 and the EU AI Act.
  • Prioritised gap map and phased plan.
  • Design of the AI management system and its committees.
  • Support during implementation.

The result is a governance system the organisation understands and sustains, not a binder for the audit.

Talk about governance

Past and upcoming talks

Upcoming

  • 22–23 Oct 2026

    Cognitive autonomy as a collective good in management education

    15th PRME Latin America and Caribbean Meeting, Universidad ORT Uruguay, Montevideo.

    Paper accepted in Track 8.

Past

  • 2 Sept 2026

    Vital Interface: why AI cannot rewrite a bank's core

    OdiseIA channel, Observatory for the Social and Ethical Impact of AI, Online.

For organisers

If you are introducing me, this is the short bio. A professional photo is on its way.

Jose Carlos Navarro Palomino is COO and co-founding partner of Vermont Solutions, a consultancy in legacy modernisation and AI governance for banking and insurance, with teams in Spain, Chile and Mexico. A doctoral researcher at the University of Salamanca, he studies human cognitive autonomy in the face of AI and is the author of the Vital Interface framework, published by Springer. He is Module Lead at the UNESCO Global CSO & Academic Network on AI Ethics, a member of OdiseIA and an ISO 42001 Lead Implementer.